Amount: $500,000 to $70 million
Maturity: 5 – 25 years
Interest Rates: Fixed interest rates priced at a spread over the comparable maturity U.S. Treasury Note or swap. The spread will be determined by the type of product, credit quality of the loan, as well as loan-to-value ratio.
Security: First Position Deeds of Trust only.
Personal Guarantees: Occasionally required; and occasionally required for carve-outs.
Prepayment: A predetermined structure: typically a fixed percentage, yield maintenance, or other pre-determined formula.
Escrows: A monthly escrow for real estate taxes and property insurance may be required. Other reserves may also be required.
Assumption: Assumption by an approved purchaser may be permitted with payment of a 1% assumption fee, and any out-of-pocket costs.
Secondary Financing: Generally prohibited.
Loan-to-Value: Typically up to 85% for real estate, up to 100% for credit approved transactions.
Capitalize provides complete loan servicing operations for institutional, securitized lenders, and private investors.
Developer/Investors turn to Capitalize for assistance in adding financial strength to investment opportunities from the Company’s roster of private and institutional equity investors.
Life Insurance Companies
CMBS (Commercial Mortgage Backed Securities)
Other Institutional Lenders
If you're thinking about taking a meaningful step to the kind of career you've always wanted, it's time to take a close look at Capitalize.
We are always seeking ambitious, intelligent, and mature individuals who want to join a close-knit team of commercial mortgage banking professionals who excel at finding the money for our client's opportunities.
Over the last 20 years, Capitalize has built a stellar reputation for understanding what lenders want and require and how to fit borrowers to those specs, delivering loans that represent $8 billion in successful deal making.
We are open to all experience levels, whether you currently a producer in the mortgage banking or commercial real estate industry, or ready to graduate from college with an aptitude for business and finance.
For experienced producers, Capitalize offers an opportunity to put your skills to work in a dynamic, supportive environment where the only limits are your ambition.
Or, if you're just starting your career, we have openings for analyst trainees where you'll spend valuable time with seasoned producers while working on all property types and markets.
Ready to become an Advocate for your own Opportunity?